Listed below are some items that you should have compiled before contacting a lending institute.
Conventional Loan:
- Last (2) two years Federal Tax Returns
- Last (2) two years W-2's and/or 1099's
- Current Months Paystubs
- Last (2) two Months Bank Statements: Checking, Savings, Mutual Funds, Stocks etc.
- Divorce Decree, if applicable
- Residence History (2) two years
- Monthly Debt Information
- Mortgage and Account numbers
- Lease/Rental Agreements
FHA/VA:
- All of the above
- Copy of Drivers License
- Copy of Social Security Card
- Certificate of Eligibility or DD214's (VA only)